$40,600
Singapore · Day-one cash
Stamp duty and transfer tax besides the deposit
Buyer's stamp duty (progressive) + ABSD for Singapore Citizens. Cash due before completion, separate from the monthly payment.
Example with the default inputs. Change any field to recalculate.
$40,600 on top of the deposit
Deposit $350,000 · cash to close $390,600.
$350,000
$390,600
Breakdown
| Buyer's stamp duty | $40,600 |
What this includes
Progressive buyer's stamp duty from 15 February 2023 and ABSD for Singapore Citizens. ABSD for PRs, foreigners and entities is not modelled; the page says so when you choose that profile.
How we calculate
Buyer's stamp duty on residential property from 15 February 2023: 1% on the first S$180,000, 2% on the next S$180,000, 3% on the next S$640,000, 4% on the next S$500,000, 5% on the next S$1.5m and 6% above S$3m. ABSD for Singapore Citizens: 0% on the first property, 20% on the second, 30% on the third and later. BSD and ABSD are rounded down to the nearest dollar. ABSD for PRs, foreigners and entities is not modelled.
Official sources
- Ministry of Finance Singapore — BSD rates (from 15 February 2023)
- IRAS — Buyer's Stamp Duty
- IRAS — BSD FAQ (BSD is rounded down to the nearest dollar)
- IRAS — ABSD rates (updated 27 April 2023)
Rules checked against these sources on 24–25 September 2026.